left click to place chips, you can place several chips at once, banker pays 1:1 with 5% comission, player pays 1:1, tie pays 8:1 The Goal of Baccarat, simply put, is to get closer to 9 than the banker if you chose player or the other way around. picture cards and 10 count as 0, ace counts as 1, when you surpass 10 your score gets subtracted by 10. There are complicated rules as to when Player or Banker pull a third card. In general Banker has better odds since he pulls based on the player's 3rd card