NOTE: This is NOT one of those bad calculators that don't factor in property taxes and amortization. THIS ACTUALLY WORKS. If it says something like $0 try again. IDK why that happens. To avoid glitches, do not use a percent sign on the interest or commas on big numbers. That makes it glitch out. Otherwise, it works great.
This factors in these things: -Principal -Interest -Property Tax (calculated at 1.15% annually) -Home insurance (calculated using divide by 1000, multiply by 3.50) Depending on your location and other factors, this may be $10-$90 away from the real payment.